There have always been ways to lower your insurance payments, by driving less kilometres a year, or by the amount of experience you have a clean record. Now there are safety features of your vehicle that can save you money as well.
The Insurance Corporation of British Columbia has created a new incentive that lowers your premium on basic coverage by 10% for vehicles equipped with Automatic Emergency Brakes (AEB). Toyota calls this feature the Pre-collision system, it comes standard on most new Toyotas as part of the Toyota Safety Sense set of features. However the discount is not automatically applied, you the owner are responsible to prove that your vehicle qualifies for the AEB premium discount. So when you're taking ownership of your new Toyota, be sure to mention Toyota Safety Sense to your insurance agent.